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Retirement Income

First, What Do You Project Your Expenses to Be?

First, What Do You Project Your Expenses to Be?

How Do I start Retirement Income Planning?  

Retirement can be 30+ years. While retirement is meant to be a time void of financial worry, we can't predict the future. Sometimes plans change and you may be wondering things like...

• Can I afford long-term care?
• How much can I spend guilt-free each month?
• What do I know about reverse mortgages?
• How do I create income from my life's savings?
• Can we afford to move to a retirement community?

First, What do you Project Your Expenses to Be?

Fill out a simple questionnaire, an anticipated living expenses worksheet, and provide copies of some documents. Why do we ask for all of this information?  Good information in, good advice out. We are looking to make sure that ALL your financial vehicles are working together for your best financial world.

Below is a something to get you started. Once you engage with us, we'll want more information. But if you're up late, here's a place to start. 

Cash Flow Calculator


Next, We Ask a Lot of Questions

We gather your information and use The Living Balance Sheet® *putting your entire financial world at your fingertips— (Check out the mobile app!) We'll craft a plan tailored to your goals & dreams. You are the creator of your future. We're here to guide, educate, and empower you every step of the way.


We use software to project your current assets

Think about how you might access your accounts in the future and the order that might make the most sense for your financial goals. There are many moving parts, so it’s impossible to predict exactly what will happen. But with our software, we can use your risk tolerance to create a peek into what your financial future could look like.

Ultimately, the future you’re building comes down to the strategies you choose to apply to your financial holdings.

Distribution

Distribution

Are You Ready To Have Clarity Around The Ultimate Question:  "Do I Have The Financial Resources To Live The Life I Envision?"

When you trip going down stairs, it's far more dangerous. You can hurt yourself for the rest of your life. The Distribution Phase (Retirement Income Planning) takes know-how and care, being mindful that a mis-step can have lasting consequences.


Why We May be a good fit

You are ready to move from wondering what the future looks like to having confidence in living your next now.

Experience support, monitoring, and ongoing communication as you move confidently into your next and much anticipate, phase of life.


Strategies Include

  • Helping to mitigate risk of running out of money
  • Income Planning
  • Building, Protecting, and distributing wealth
  • Estate Planning
  • Tax Strategies


*The Living Balance Sheet® (LBS) and the LBS logo are service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2024 Guardian. 2) Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

Are You Ready?Take the First Step

If you believe you could benefit from working with a financial professional, let’s review your portfolio, financial trajectory, and goals to see if you’re a good match for our practice.

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