Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What is Life Insurance? Part 1 What is Life Insurance? Part 1 Valuing Your Work as a Stay-at-Home Parent It's important to insure the life of a stay-at-home parent to protect the value they bring to the family. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.